U.S. Soldier’s Credit Endangered While He Serves His Country
Our Client’s Story
The United States military takes credit issues very seriously. It considers a debt problem to be a readiness issue and want service members to focus on keeping people alive, not the status of their credit reports. While our client, a U.S. Army soldier, was serving in Afghanistan, his wife back home went on a spending spree with his credit, without his permission. She signed a note to buy a car but failed to pay for it, and his problems got much worse when the car dealer called his supervisor. He was transferred stateside to clean up a mess he didn’t make.
The Challenge
After the soldier arrived back in the U.S., he tried to explain that he didn’t sign anything and didn’t approve the transactions, but nobody would listen to him. The car was repossessed and sold for much less than was owed, so he not only owed for the note but also the deficiency, which is spelled out prominently on his credit report. The soldier divorces his wife, but his credit problems are far from over.
The Blankingship & Christiano Solution
When our firm got involved, we weren’t sure if we would be able to help him, since his wife had a power of attorney. However, military powers of attorney are intended to cover necessities and not authorize spending sprees. After a tough legal fight, we were able to help this client get his financial life back on track by focusing on what he did right and the credit reporting agencies did wrong.
Tired of Getting Pushed Around? We Can Help
Credit problems can affect a person’s job, level of stress, and overall quality of life. If you’ve been struggling to fix credit reporting issues that you did not create, contact the fair credit lawyers at Blankingship & Christiano, P.C. online or call 571-313-0412. We only represent people we can help, and we don’t give up until their issue is resolved.