Category Archives: Credit Report
Cleaning Up Your Credit Score for a Mortgage
If you are thinking about buying a home, one of the first factors to consider is whether your credit score is adequate. You should regularly request copies of your credit history to keep an eye on your score. As a credit report lawyer in Ashburn can explain to you, you are entitled to receive… Read More »
3 Errors to Look for on Your Credit Report
Consumer law in Alexandria provides for the right to request a free copy of a person’s credit reports every 12 months. This applies to all three of the major credit reporting bureaus, which are Experian, Equifax, and TransUnion. It is highly advisable to take advantage of this free service to keep track of your… Read More »
How to Check Your Credit Report
Every person in the United States is legally entitled to see their credit report on a yearly basis. Credit reports are used to determine your credit score, which rates your trustworthiness as a debtor. If you have never checked your credit report before, you may be wondering how easy it is to request it…. Read More »
How Common Are Credit Report Mistakes?
The importance of having an accurate credit report can scarcely be overstated. Having a good credit score can affect your life in numerous ways, including determining how easy it will be for you to obtain a mortgage or buy a car. If you are concerned about your low credit score, you should be aware… Read More »
The Steps of Repairing and Protecting Your Credit
Your credit history is essentially your financial reputation. Maintaining a good credit history can be the key toward obtaining a mortgage, buying a new car, paying a reasonable insurance rate, and even obtaining a new apartment or job. If your credit history is less than ideal, you are certainly not alone. Many people turn… Read More »
A Closer Look at Credit Report Disputes
In order to protect your financial wellbeing, it is essential to review your credit report on a regular basis. However, if you discover a credit report error, you may be unsure of how to proceed. Credit report errors can affect your ability to obtain loans and lines of credit, so it is important to… Read More »
The 411 On Your Credit Score [INFOGRAPHIC]
Your credit score is made up of three little numbers, but the impact on your life is anything but small. Your credit score influences everything from your ability to open a retail card in a store to your ability to buy a house. Unfortunately, mistakes are rife on credit reports, and one wrong entry… Read More »
Understanding Your Credit Report
Your credit reports from TransUnion, Experian, and Equifax play an important role in determining whether you can obtain a mortgage, other loan, or credit card account. If identity theft causes your credit score to unfairly plummet, you probably know that calling a credit report lawyer in Reston is essential to restoring your financial wellbeing…. Read More »
Why Your Credit Report Is Important
When your lenders report your credit history to various credit reporting agencies, this information is contained in your credit report. This information is then used to generate your credit scores, including your FICO Scores. If you are engaged in a credit dispute near Leesburg , you need to obtain a copy of your credit… Read More »
A Look at Credit Reporting Errors
The three credit bureaus, Experian, Equifax, and TransUnion, track your important personal and financial information. By looking at one or more of your credit reports, a prospective lender can tell at a glance whether you might be a trustworthy borrower based on the types of credit you use, how much credit you have available,… Read More »