Category Archives: Consumer Collection Defense
Don’t End Up in Credit Jail
If there is an error on your credit report, it can have a negative effect on your financial future. This is why it is essential to check for credit inaccuracies and have them fixed. If you see an error on your credit report, it could be due to a creditor or a credit reporting… Read More »
Get a Better Understanding of Your Credit Score
Your credit score is integral to your financial health. It can persuade lenders to extend a loan or line of credit, and it can influence the rate you receive. There are many different credit scores sold to consumers, and those scores can differ in scoring models from the scores used by a lender who… Read More »
Defining Good Credit Scores
With credit scores, a high number is desirable. If your credit score is less than 720, you can expect to pay more in interest over the life of the loan. Or, you may not be approved for a loan at all. It is advisable to check your credit reports and your scores before applying… Read More »
Are You Eligible for Damages After a Credit Report Error?
If you have suffered harm as a result of credit report errors, you may be entitled to seek compensatory damages. Consider talking to a credit lawyer about your situation. For individuals who live in Fairfax and beyond, consulting a consumer advocate is a necessary first step toward recovering damages for financial problems caused by… Read More »
Get the Facts on Employer Credit Checks
You may already know that if you have poor credit, you may have difficulty obtaining a car loan, mortgage, or credit card. But did you know that you could also jeopardize your candidacy for a job? Many employers run background credit checks on job candidates. By reviewing a candidate’s financial history, it is thought… Read More »